Malpractice Professional Liability Insurance for Chiropractic
We provide Chiropractor Malpractice Professional Liability at
the most reasonable prices in Canada without having to pay agency fees, service fees or joining another association
just to purchase their group policy. On average we save Canadian Chiropractors $400 or more with no
additional charges and /or hidden fees.
We have Specialized in Professional Liability since our
inception in 1981.
Professional Liability Insurance protects Licensed
Chiropractors from incidents arising from services rendered as a Chiropractor,
subject to the terms, conditions and exclusions under the policy. It protects you for liability arising from
negligence while rendering or failure to render professional services.
Coverage is provided for damages resulting from
negligent acts, errors or omissions in the conduct of professional services as a Chiropractor including Acupuncture
and Osteopaths. Cost of defense even where the insured is found at fault. Prior acts coverage claims arising from
acts, errors or omissions committed or alleged to have been committed prior to the inception date of the insurance
and which are unknown at the time of the insurance application.
- Comprehensive "Claims Made"
- Criminal cost
defense costs $100,000
- Reimbursement for Coronor's inquest $25,000
- Disciplinary Legal Expense reimbursment $25,000
- Disciplinary Legal Expense
reimbursment $10,000 for sexual allegations
- Legal expense reimbursement
investigation coverage $25,000
Date: Date of initial purchase of continuous claims made coverage (otherwise inception of
- Prior Acts coverage included
Reporting Period: Automatic 30 days in the event of non-renewal or cancellation (for other than
nonpayment of premium) at no charge.
- No additional
charge for entity coverage for sole proprietors operating Personal Service
- No charge for
staff (including secretaries) and students under your supervision
- CGL and
Property coverage available
- automatic Retirement option for
additional 5 years coverage
* please consult your actual wording as claims are only paid based upon policy
In addition to the above, we have specialized programs for Acupunture, Osteopathy,
Massage, Sports Therapy, Rehabilitation, Traditional Chinese Medicine, Homeopathy, Naturpathy and over 150 other
Apply for Coverage:
Annual Rates starting approx $1950 for $1,000,000 per claim /
$3,000,000 annual aggregate
Coverage meets the requirements for licensed
To apply for coverage download -> Program application
For payment options click
Holman Insurance Brokers Ltd.
3100 Steeles Ave. East Suite 101